Moneykey Loan Login (2025)

FAQs

What products are offered by MoneyKey? ›

As a responsible lender, credit services provider and loan servicer, payday loan alternatives, like Installment Loans and Lines of Credit, are offered through MoneyKey. Unlike payday loans, these types of loans are generally repaid over a period of time with multiple payments.

MoneyKey is an authorized servicer of CC Flow. This means the CC Flow Line of Credit is available through MoneyKey and maintenance of your CC Flow Line of Credit account is through MoneyKey. With a CC Flow Line of Credit, you only pay charges on what you borrow, not your credit limit.

If authorization is provided, MoneyKey will electronically send a request to your bank to debit your bank account when a payment is due. The bank responds to the request through the ACH network and your bank account will be debited. At this time, there is no refinancing for loan products offered through MoneyKey.

All in all, it may take minutes to be approved, and you may receive your cash as soon as the next business day. That turnaround comes in handy during an emergency. To learn more about what else sets a direct lender apart from other options, click here.

Legitimate Personal Loans Through MoneyKey

MoneyKey is an online direct lender that provides short-term, unsecured Loans and Lines of Credit to underserved consumers through a safe and secure platform.

When you apply for a loan with MoneyKey, we only perform a soft inquiry into your credit. Otherwise known as a soft pull, this quick background check won't appear on your credit history. Because of this, applying for a MoneyKey loan won't have any effect on your credit score.

As an online lender, Credit Service Organization, or Credit Access Business depending on the state, MoneyKey performs a soft inquiry when we review a loan application.

MoneyKey's Flex-Pay loan can be deposited into your bank account within 24 hours. This allows you to quickly cover a necessary, immediate expense and then gradually repay the installment loan over time, in smaller more budget-friendly amounts.

Money Key is a private island and has been owned by the Kyle family since 1972. "No Trespassing" signs were posted in 2013 to stop illegal camping and visitation.

What credit score should you have to refinance? ›

Conventional refinancing is one of the most common types. You'll need at least a 620 credit score to refinance your conventional loan (or into a conventional loan) — though at that score, you'll likely need a DTI ratio of 36 percent or less, which can be limiting.

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Cost of Loan

If you receive your income weekly, bi-weekly or semi-monthly, your CAB fee will be the sum of $11 for every $100 of the amount financed that is outstanding at the beginning of each payment period in your payment schedule.

Mobile App. You can download the app of your bank or your lender (if available) to track your loan status. Just log in with your credentials and submit your application ID to know the status at your fingertips. The main reason behind tracking your loan status is to know if your loan will get approved.

Let us help you handle your unexpected expenses on the go. The MoneyKey Mobile Loans app allows you to apply for a loan and manage your accounts from your iPhone or iPad¹! New and returning customers can use the app².

Consumer lending includes closed- and open-end credit extended to individuals for household, family, and other personal expenditures and includes credit cards, auto loans, and student loans.